Others are not

But careful planning for the downside provides freedom to enjoy the upside to the fullest. That's where we come in. We work closely with our clients — and their advisors — to find the right coverage for life's unwelcome events. Our practice focuses on four distinct coverage areas:

Long Term Care Insurance

Disability Insurance

Life Insurance

Annuities

With over 30 years of experience in the field, we have developed a deep familiarity with approximately 50 well-known carriers and the thousands of products they offer. Regardless of the specific needs and goals, we can help select and obtain needed coverage. We are frequently asked to meet one or more of the following criteria:

Best pricing

Most protection

Greatest likely return

Accommodation for a specific health circumstance

In a field driven by selling policies, we pride ourselves on building deep, results-driven relationships with the advisors who refer business to us, as well as with our mutual clients. If you are a fee-based financial advisor, attorney, accountant, or risk management professional who wants better service for your clients, we just might be the partner you've been looking for. And if you want to purchase insurance — or simply have some questions — you've come to the right place.